Divya Nair, Manager OR Priyanka Ray, Consultant Centre for Analytical Finance Indian School of Business Gachibowli, Hyderabad 500032 INDIA (Phone) 91 40 2318 7802/ 7804 (Fax) 91 40 2300 7806 E-mail: bankingconference08@isb.edu http://www.isb.edu/caf/