Educational loans & financial assistance

Leading financial institutions provide funding for up to 95% of the programme expenses to admitted students.


Disclaimer: The details mentioned below are only indicative. ISB does not take the responsibility for change in any terms & conditions, rate of interest or coverage at the bank / financial institution level. The particulars of the loan facilities shall be as per the sanction letters and loan agreements entered in to between the bank / financial institution and the student. As a policy, we have made it mandatory for all students availing an educational loan, to insure the loan. Your loan banker will be able to provide more information on this.


Andhra Bank

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Maximum loan amount25 Lakhs or 95% of the cost whichever is lower
(inclusive of insurance cover on the loan amount)
Interest rate Base Rate(Floating)

 

Repayment period10 years (Option to remit only interest during the first 2 years. Principal payment for these two years will be included and EMI calculated and to be remitted in the balance 8 years period.

 

Moratorium18 Months or soon after placement, whichever is earlier

 

EMI OptionOption-1: Standard
Option-2: Remittance of only interest during the first two years and balance interest and principal to be adjusted and collected within the remaining period. 
Security1) Co-applicant OR
2) Personal Guarantor (preferably parent or spouse)
3) Third party guarantee accepted, if parent/s cannot be guarantor/s 

 

Payment of InterestWill be collected as a part of the EMI after the moratorium, whenever the repayment commences.

 

Pre-payment ChargesNIL

 

Insurance CoverOn the loan amount availed (Required)

 

Contact point
Hyderabad:
Mr. I.S. S Murthy, Chief Manager
Mob: 09866348838
Mr. Vivek Kumar
Asst. Manager
Mob: 0-9910048175

bmhydm1070@andhrabank.co.in

Address:
Hi-tec City Branch,Q-4,,A-2
Cyber Towers, Madhapur
Hyderabad 500 081
Ph: 040 2342 1106/1107 / 109
Mohali:
Mr. Narendra Kumar Ghai, Manager
Mob: 0-9988345184; LL 0172-5044676 / 2220676
bmcnd1054@andhrabank.co.in

Address: 
SCF 93, PHASE 7, SAS NAGAR, MOHALI, Punjab
Ph: 1800-425-2905
FAX: 91-22-22153969,+91-22-22151774
 Loan Application | Document Required

 


Axis Bank
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Maximum loan amount95% of the total course fees
Interest rate

Base Rate + Mark up, Current base rate is 10.15%
For Loan Amount Up to   10 Lakhs Effective Rate 10.15%+0.60% = 10.75%
For Loan Amount Above 10 Lakhs Effective Rate 10.15%+0.85% = 11.00%
(floating rate linked to base rate) 

Repayment periodup to 15 years i,e. 180 Months Maximum                   
MoratoriumCourse period plus one year or 6 months after securing a job, whichever is earlier
EMI OptionStandard
SecurityLoans up to   Rs. 20 lakhs - No security
Loans above Rs. 20 lakhs - Acceptable security covering the loan amount.
Payment of InterestTo be paid during the moratorium period
Pre-payment ChargesNil
Insurance CoverOn the loan amount availed. Insurance amount can be included in the loan amount.
Contact pointSneha Dulani & Dinesh Gehlot , 9769678584/ +91 22 43252397/96,
Sneha.Dulani@axisbank.com , Dinesh.Gehlot@axisbank.com

Avanse
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Maximum loan amount25 lacs without security
upto full cost of attendance with security
Margin Money Required (Yes/No)No
Repayment Period120 months
Moratorium period12 months course + 6 months grace period ( Simple Interest to be paid during moratorium)
Rate of Interest11.95% for Unsecured loans (floating)
11.75% for Secured loans (floating)
EMI Option1. Standard
2. Step-Up EMI
Processing Fee Amount3990 + tax
Insurance CoverRequired
Security1. Co-applicant
2. Collateral to be property or FD, if applicable
Pre-payment Chargeswaived after 1yr of disbursement
Contact PointVenkata Rao, Manager Sales
Contact No: 08142400094 
Email id: venkatarao.pallanti@avanse.com 
Office Address: 3rd Floor, G S Plaza, Road No 1, Banjara Hills, Opp to Karachi Bakers, Hyderabad. 

Bank of India
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Maximum loan amount20 Lakhs
(inclusive of insurance cover on the loan amount)
Interest rate

10.75% (Floating) and 0.50% special concession for female students

Repayment period10 years upto Rs. 7.5 Lakhs
15 Years above Rs. 7.5 Lakhs
Moratorium

Course period +1 Year or 6 months or soon after placement, whichever is earlier

EMI OptionStandard
Security1) Co-applicant OR
2) Personal Guarantor (preferably parent or spouse)
Acceptable by the bank
Payment of InterestIncluded in the EMI
Pre-payment ChargesNIL
Insurance CoverOn the loan amount availed (Required)
Contact pointHyderabad:
Ms. Khushboo Vaishnav
Marketing Manager
vaishnav.jagdishchandra@bankofindia.co.in
Hyderabad.marketing@bankofindia.co.in
 Loan Application | Checklist

Bank of Kathmandu Limited
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EligibilityAll Nepalese Students admitted for Post Graduate Programme in Management Course offered by ISB
Maximum loan amountNPR 6.0 Million or 90% of the total cost, whichever is lower
Interest rate

12% p.a. or as prescribed by Central Bank or Bank time to time

MoratoriumNone
EMI Standard - NPR 1,435.00 Per one hundred thousand
EMI starts from the next month from the date of disbursement
EMI Repayment SourceIncome of the student's Parents/Sponsors
SecurityRegistered mortgage over real estate - land/Building
Personal guarantees of Students/Parents/Sponsors
Insurance of Building  
Contact point

Key Branches for Loan Processing

Bank of Kathmandu Limited, P.O. Box 9044,
Kamal Pokhari, Kathmandu, Nepal
SWIFT: BOKLNPKA
Telex: 2820 BOK NP
Tel: (977 1) 4414541
Fax: (977 1) 4418990
Email: info@bok.com.np


Canara Bank
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Application typeOnline / offline application
EligibilityResident students of ISB Hyderabad / Mohali
Quantum of loanUpto rs. 30 lacs
Rate of interest9.65%
 
Processing feeNIL
Margin            For loans above rs. 4 lacs  :-   5%
Security1. assignment of future income of the student
2. Parent / guardian has to join as co- borrower
Repayment tenure

10 years – for loans upto rs. 7.50 lacs

​15 years – for loans above rs. 7.50 lacs to rs. 30 lacs

Maximum processing time48 hours
Contact point

Canara Bank, Madhapur

Plot no: 20 & 21, Behind Bata Showroom
Megha hills,  Madhapur,
Hyderabad 500081.
Phone: 040-23110210
Mobile: 7382932209, 9885547310.

DocumentsCanara Loan Application | Checklist

Credila
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Maximum loan amount25 Lakhs (Above 25 lakhs with suitable collateral)
Interest rate11.95% (floating) with full moratorium during course
11.75% (floating) with interest repayment during course
Repayment period10 years
EMI OptionStandard
 
Moratorium18 Months from the commencement of the programme or placement whichever is earlier
SecurityCo-borrower is required as Father, Mother, Brother, Sister, Spouse, Brother-in-LawPaternal Uncle as acceptable by Credila
CollateralNone up to 25 Lakhs
Pre-payment ChargesNone after 2 years from the first date of disbursement
Insurance CoverOn the loan amount availed (Required) from HDFC Ergo General Insurance.
Processing FeesRs.5000/- Flat Inclusive of Taxes
Contact pointVicky Francis
Mob: 9823736643
vickyf@credila.com
Landline: 0253 3249276
Toll Free: 1-800-209-3636, or loan@credila.com
http://messenger.providesupport.com/messenger/credila.html
 Loan Application Form

Indian Bank

 

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SchemeSpecial Scheme Under Non- IBA for academic Year 2016-17 in Hyderabad Campus.
Documentation is to be done at Gachibowli Branch only. Loan available UP TO 31.03.2016
Documents to be executed and loan to be availed before 31.03.2016.
Maximum loan amount25 Lakhs with No restrictions/ cap with regard to other expenses.( Fee Components include tuition fee,living expenses, Single & married, food, laptop and books).
Interest rateAt base Rate which is currently 9.65 % p.a
SecurityNo Collateral Security. Personal guarantee of Parent or Spouse required
Repayment PeriodCourse Period + 1 Year or 6 Months after getting a job whichever is earlier. Repayment period will be  15 Yrs. but repayable in ballooning instalments as furnished below. ( 12 + 12 + 180 = 204 M)
  1. Rs. 2.50 Lakhs per year payable for the first 3 years after moratorium period 
  2. Rest of the loan amount to be collected in EMI for the next 12 Yrs.
Minimum ChargesSB Opng.: Rs. 1000+ stamp duty for docs: Rs. 250/-+ CIBIL report charges: 200/-+ processing charges: 250/- = Rs. 1700/-.
Details of the scheme available 
In ISB WEBSITE ALSO.  Educational Loan application can be submitted online through ISB Website.>> PGP>> FEES AND FINANCING >> LOANS>> (ALL BANKS) COLLAPS ALL> INDIANBANK>> ONLINE APPLICATION>> REFERENCE NO. WILL BE GENERATED>> SOFT COPY CAN BE MAILED TO BRANCH >> HARD COPY DULY SIGNED  BE DESPATCHED TO ABOVE ADDRESS.
Insurance CoverInsurance will be covered in the Loan
Contact point
Hyderabad:

Mr. KVS Subrahmanyam 
Branch Manager
Indian Bank
Gachibowli Branch
Hyderabad - 500 032
9848172875

Email : gachibowli@indianbank.co.in

 
Mohali:

Mr. GURU BHAGAT NEGI
Indian Bank, SAS Nagar Branch,
MOHALI,
SCF 14, Phase XI, SASNagar,
MOHALI - PUNJAB 160062.
Contact no. 8427688079
Land Line: 01722234269

Email: sasnagar@indianbank.co.in
 

Loan Application  


Oriental Bank of Commerce
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Maximum loan amount25 Lakhs or 95% of the cost whichever is lower
(inclusive of insurance cover on the loan amount)
Interest rateAt Base Rate  Currently 9.70 % (Floating)
Repayment period10 years for loans up to INR 7.50 lakhs / 15 years for loans above INR 7.5 lakhs
Moratorium18 Months or soon after placement, whichever is earlier
EMIStandard
Security1) Co-applicant (Parents / Spouse / Parents-in-law) OR
2) Personal Guarantor (preferably parent or spouse) Acceptable by the bank
Payment of InterestSimple Interest charged during Moratorium period and there after interest will compound.
Interest will be collected as a part of the EMI.
Pre-payment ChargesNIL
Insurance CoverOn the loan amount availed (Required)
Contact pointHyderabad

Mrs. Rekha Rao (Mob: 9000512346);
Mr. Bhaskara Ram (9959975029)
Address: Madhapur Branch, 1/98/2/11/13, Ground Floor, Shrishti Towers, Arunodaya Colony, Madhapur, Hyderabad 500 081
Ph: 040 2310 0400 / 2311 0989
FAX: 040 23110988
E-mail: bm1105@obc.co.in
Mohali:

Mr. Sohan Sharma,
Branch Incumbent ,B/O Phase 1,Mohali                 
Ph: 08725030249

Ms. Surabhi Arora,
Manager-Marketing ,Regional Office Chandigarh 
Ph: 08054826860 Mr. S.B. Negi, Mob. 9417750668
 
Insurance CoverOn the loan amount availed (Required)

State Bank of India
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Maximum loan amount30 Lakhs
Interest rate

9.7 % floating With simple interest during moratorium

Repayment period12 Years
Moratorium18 Months or soon after placement, whichever is earlier
SecurityUp to INR 30 lakhs - no guarantee or collateral needed
Payment of InterestWill be collected as a part of the EMI after the moratorium
Pre-payment ChargesNIL
Insurance CoverOn the loan amount availed (Required)
Contact point

Key Branches for Loan Processing 

Hyderabad

State Bank of India, HUC Branch, Gachibowli, Hyderabad
Ph: 040 23011301

Relationship Manager - 99490 89205
Relationship Manager - 919160110816
Chief Manager - 9199490 31301
Manager(PBD) - 918790733229
Deputy Br. Manager-9866366827


Y Aruna  -  919866366827

I. Srinivasa Rao  - 919949031301
V Adiraju - 917382626873


 

 

Mohali

Suresh Shrama 
Chief Manager
Mohali
Mob: 9888866626
e-mail sbi.01828@sbi.co.in

 

Loan Application Form
Check List & FAQs

Affidavit (Borrower);

Affidavit (Guarantor)

Assets/Liabilities report

Pre-sanction report
Application Process

F
or any further details contact :
Ph.no : 919949089205; 919160110816; 919949031301; 917382626873
Email  : sbi.05916@sbi.co.in  & rh1.hyd@sbi.co.in
 

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Syndicate Bank

 

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Maximum loan amountMaximum Rs. 30.00 lakhs.
Guarantor/Surety/ CollateralGuarantee of parent.
Margin5%
Interest rateBR+ 0.50 (Presently 10.20%) If interest is served during Moratorium period, otherwise 1% additional interest. 0.5% concession to girl students.
Add onsStudent is eligible to
  • Open self introduced SB A/c with Debit-cum-ATM Card.
  • Avail Additional Loan up to Rs. 3.00 lakhs if selected to go abroad under student exchange scheme during the second year of the course in Management, up to the maximum loan of Rs. 20.00 lakhs.
Processing & Documentations charges.Nil
Repayment period
Loans Upto   7.50 lakhs –  Up to 10 years(exclusive of moratorium period)
Loans Above 7.50 lakhs –  Up to 15 years(exclusive of moratorium period)
 
MoratoriumCourse period+1 year or 6 months after getting job whichever is earlier
Expenses Considered
  • Fee payable to college/hostel (reasonable cost will be considered if student prefers outside accommodation)
  • Examination/Library/Laboratory fee
  • Insurance premium, if applied.
  • Caution deposit, building fund/refundable deposit supported by institution bills/receipts (ceiling 10% of tuition fee , if refundable deposit undertaking by student  agreeing to credit to loan proceeds after completion of course)
  • Study tours, equipments, computers and any other(ceiling of 20% of the tuition fee)
Contact point
HMWS & SB Building, West Block, 2nd Floor,
Khairatabad,  Hyderabad,
Tele-Phone No : 040-23394095/6363
E-mail ID:  ro.hyderabad@syndicatebank.co.in

Mrs. C Padma,                                                  
 Asst. Gen Manager ,
+91 - 9440905228

Mrs. Anuradha S Karunaker
Manager- Retail Credit
+91-9849668663

Mr. Praveen kumar.
Asst. Manager -Marketing
+91-8332996884
 
Mr. Yogendra Kr Singh,
Asst. Manager- Marketing
+91-9440905220
 

Loan Application Form   |   Check-list

 

The Cosmos Co-operative Bank Ltd
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Maximum loan amountUp to 30 Lakhs
Interest rate

12.00% p.a.
Rate of interest will be charged on daily reducing balance at monthly rests

Loan Tenure5 Years
Repayment/ MoratoriumNo Repayment Holiday/ Moratorium Period
SecuritySecurity Cover in the form of immovable property to the extent of 80% of distress value.
Following points will be considered :
a) Security - Constructed property.
In case of Plot - it can be accepted in exceptional meritorious cases.
Plot should be collector N.A. and duly fenced.
b) Age of the property should not be more than 30 Years for commercial property and 25 Years in case of residential Property. Residual life of the property should be more than the Loan Tenure. The Property should have a completion certificate from the competent authority.
c) Property can be mortgaged by way of registered mortgage.
d) Banks charge acknowledgement copy registered on the property will have to be kept on record.
e) Security shall be free from any previous charges
Payment of InterestWill be collected as a part of the EMI after the moratorium
Pre-payment ChargesNIL
Insurance CoverLife Insurance cover is optional but highly advisable
Contact point

Hyderabad

3-5-798, Prathima Schalass,
New No. 248, Street No. 8,
Hyderguda, King Koti Road,
Pin :500 029
Tel : 040 - 23231705 Fax : 040-23231694

 

Chief Manager, C. Ramesh

Mob: 8886666012

Emailramesh.cheenepalli@cosmosbank.in

Land line : 040- 23231705


Union Bank of India
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Maximum loan amount30 Lakhs or 95% of the cost whichever is lower (inclusive of insurance cover on the loan amount)
Interest rate9.65 % floating
Repayment periodMax Repayment Period -10 years for loans up to INR 7.50 lakhs  /  15 years for loans above INR 7.5 lakhs
Moratorium   

Course period +1 Year        OR     6 months or soon after placement, whichever is earlier

SecurityNo collateral security required.  Parent or Spouse to be made co-applicant  OR personal guarantor ( acceptable by bank ).
 Will be collected as a part of the EMI after the moratorium
EMI Payment optionOption 1     :   Standard 
Option 2     :   Step-up repayment facility- Here student is allowed to pay lower EMI during first 3 years of the                            repayment
Insurance CoverOn the loan amount availed (Required)
Contact point1.Gaurav Kumar    -  +91-8008705187
2. Mukesh Sethi     -  +91-8885503344
Asst, Managers, Marketing 
Union Loan Point, Saifabad Branch, Hyderabad 500 004
Ph: 040 23420624;
E-mail:  
gaurav.k@unionbankofindia.com
ulphyderabad@unionbankofindia.com

K. Narasimha Reddy
Branch Manager,
Union Loan Point Branch, at Saifabad, Hyderabad
Ph: 8008504810, 040-23420623
E-mail: ulphyderabad@unionbankofindia.com
 

Loan Application Form   |   Check-list 
  
Highlights of the scheme   |   Credit Info sheet


Vijaya Bank
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Maximum loan amountMaximum up to 20.00 lakhs
(inclusive of insurance cover on the loan amount)
Interest rate11.75% (fixed rate)
Repayment period7 years
Moratorium18 Months or soon after placement, whichever is earlier
EMIStandard
Security1) Co-applicant OR
2) Personal Guarantor (preferably parent or spouse)
Acceptable by the bank
Payment of InterestWill be collected as a part of the EMI after the moratorium, whenever the repayment commences.
Pre-payment ChargesNIL
Insurance CoverOn the loan amount availed (Required)
Contact Details

1) RACPC –Hyderabad: Contact No. 040-23220940,8885164916 (Mr. Shaswata Das, Asst. Manager)
    Email : hydracpc@vijayabank.co.in 
 

2) Basheerbagh Branch: Contact No. 040-23211427

    Email : hyd.basheerbagh4068@vijayabank.co.in 
 

3) Kukatpally Branch: Contact No. 040- 23893086
    Email : hyd.kukatpally4083@vijayabank.co.in


IDBI Bank (2013-14)

Educational loans for PGP 2013-14 (To be updated as an when information is received)
 

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Maximum loan amount20 Lakhs or 95% of the cost whichever is lower (inclusive of insurance cover on the loan amount)
Interest rateFLOATING RATE OF INTEREST
10.25% (concession of 50 BPS for female students)
Repayment period10 years
Moratorium18 Months or soon after placement, whichever is earlier
Security
  • Loans upto Rs.4 lakhs: A Personal guarantor.
  • Loans exceeding Rs. 4 lakhs upto Rs. 10 lakhs: Third Party Guarantee.
  • Loans sbove Rs. 10 lakhs: Tangible collateral security in the form of Land/Building (minimum value shall be 1.33 times of the loan amount sanctioned), LIC, Fixed Deposit, etc.(minimum value shall be 1.1 times of the loan amount sanctioned). The Land offered as collateral security should not be an agricultural land.
Payment of InterestWill be collected as a part of the EMI after the moratorium
Pre-payment ChargesNIL
Insurance CoverOn the loan amount availed (Required)
Contact point

P.Naveen Kumar, Relationship Manager
IDBI Bank Ltd, Gachibowli Branch
Branch Address - Plot num - 81, Diamond park, 
Vinayakanagar colony, Gachibowli stadium road
Gachibowli, Hyderabad - 500032 
Mob: 09247710547 

 

Loan Application Form   |   Check-list


Punjab National Bank
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Maximum loan amountUp to Rs.30.00 lacs
Loans above Rs..30.00 lacs shall be considered on case to case basis.
Interest rate9.50%
(Simple interest charged during repayment holiday)
Repayment periodFor Loans up to 7.50 Lacs   : Upto 10 Years   
For Loans above 7.50 Lacs : Upto 15 Years   
MoratoriumCourse period +1 year or 6 months after getting job, whichever is earlier
Security
  • Co-obligation of parents / guardian as joint co-borrowers.
  • Collateral security (optional)
  • Life Insurance Cover of student borrower from PNB Met life insurance co.LTD
Payment of InterestCourse period + 1 year        or        6 months after getting job, whichever is earlier
 
ChargesProcessing Fees: NIL;
Documentation Charges :
Upto 4 Lacs : Rs. 270 + ST+ED Cess  
Above 4 Lacs : Rs. 450 + ST+ED Cess 

  • No Part/Full Prepayment or foreclosure charges if repaid from own resources.
  • Penal interest @ 2% besides Cheque bouncing and other out of pocket charges.
Documents Required1.       Loan application with Passport size photograph of borrower and co-borrower
2.       Proof of age
3.       Residence proof of borrower and co-borrower;
4.       PAN no. of  the Co-Borrowers with 3years ITRs & Latest salary slip
5.       Proof having passed the last qualifying examination.
6.       Letter of admission
7.       Course fee details
8.       Documentary Evidence of the Assets and Liabilities of the Borrowers
9.       Any other document/ information, depending upon the case and purpose of the loan.
At the time of disbursement:
1)      Borrower must have Savings account with PNB
Affidavit on Bank’s format
Contact point

CONTACT:
Mr.J.Srinivas, Chief Manager, Mobile: 7675962259
Mr.A.Kishore, Manager, Mobile: 9908103366
Punjab National Bank, Retail Asset Branch, Bank Street, Abids, Hyderabad 
Landline: 040-24601488  email: bo5230@pnb.co.in

PUNJAB NATIONAL BANK
PNB HOUSE,
SECTOR 17-B ,
CHANDIGARH - 160017 

CONTACT PERSON: - SHRI SUBHASH CHAND ATRISH
CHIEF MANAGER: 09815190328, 0172-2702679.
EMAIL ID:-
bo0087@pnb.co.in  scatrish@pnb.co.in

 

Loan Application Form   |   Check-list

 

DCB BANK
 
LogoImage result for dcb logo  
Maximum loan amountUp to Rs.10.00 lacs.
Interest rate12.%
Repayment period10 Years
MoratoriumCourse period +1 year or 6 months after getting job, whichever is earlier
Security
Loans Above 4 Lakhs need to be secured by way of one or two guarantors acceptable to the bank.
Loans above 7.5 Lakhs are required  to be secured by tangible collateral equivqlent to 12.5 % of the loan amount.
Payment of InterestCourse period + 1 year        or        6 months after getting job, whichever is earlier
 
ChargesProcessing Fees         :     NIL
Prepayment Charges :     NIL
Documents Required
  1. Loan application with Passport size photograph of borrower and co-borrower
  2. Proof of age
  3. Residence proof of borrower and co-borrower;
  4. PAN no. of  the Co-Borrowers with 3years ITRs & Latest salary slip
  5. Proof having passed the last qualifying examination.
  6. Letter of admission
  7. Course fee details
  8. Documentary Evidence of the Assets and Liabilities of the Borrowers
  9. Any other document/ information, depending upon the case and purpose of the loan.
Contact point
Mustaq Ahmed
Branch Manager
Handheld: + 91 9866366900
Landline: + 91 4064631258
Email: mustaq.ahmed@dcbbank.com
Salima Dosania
Mobile:09819413101
Email:salimadossani@dcbbank.com
 

Loan Application Form   |   Check-list

 

Federal Bank
 
Logo
Maximum loan amountMaximum Rs. 20.00 lakhs. Without any collateral Security
Guarantor/Surety/ CollateralGuarantee of Spouse/parent/Parents-in-law/Guardian/close relatives acceptable by the Bank.
No Collateral Security required
MarginFor Loans Above 10 Lakhs     -   5%
Interest rate9.95 %  (Base Rate + 0% ; Floating )  Only Simple interest charged during moratorium period
Special Offer to ISB StudentStudent is eligible to
  • Open self introduced SB A/c with Debit-cum-ATM Card, Internet banking etc.
Processing & Documentations charges.Nil
Repayment period
Up to 10 years
 
MoratoriumCourse period+1 year   Or 6 months after getting job whichever is earlier
Insurance Cover
  • Single premium policy covering Loan Amount. Insurance amount can be included in the loan amount.
Contact pointSh. Rajiv Chauhan,
Manager & Br.Head, 
Branch- Mohali
Ph. No: +91-8146080349
01722216183
01722216182
www.federalbank.co.in
 

Loan Application Form   |   Check-list

 

Prodigy Finance
 
Prodigy Finance’s innovative lending model offers community-funded loans to international students at the world’s top business schools, including the Indian School of Business. While banks base their loan decisions on historical salaries and assets, Prodigy Finance looks to the future. We assess applicants’ future earning potential to determine loan affordability. Our model is borderless, allowing us to offer competitive rates to students from 150 nationalities.
 
Eligibility: Accepted international (non-Indian passport holders) students into the Post Graduate Programme in Management (PGP) are eligible to apply for a loan with 
Prodigy Finance.
 
Disclaimer: Prodigy Finance Ltd is incorporated in the United Kingdom (Company Number 05912562) and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register under firm registration number 612713. Prodigy's registered address is 25 Foubert’s Place, London, W1F 7QF.