Programme Expenses

Below is the Fee Structure for PGP 2021-22. 

Particulars

 

Shared Accommodation

 

Studio Accommodation
Amount in INR
ADMISSION FEE 
Admission Fee (non-refundable)* 2,50,000 2,50,000
     
Add: GST @ 18% 45,000 45,000

 Total

2,95,000 2,95,000
 (Payable at the time of accepting the offer of admission)
TUITION & OTHER COSTS
Tuition Fee 24,54,000 24,54,000
Campus Accommodation 2,89,000 4,16,000
One time contribution for use of ISB library & recreation center 15,000 15,000
Alumni Association Membership Deposit (transferable to Alumni association fund upon graduation) 25,000 25,000
GST @ 18% (current applicable rate) 5,00,940 5,23,800
Total Fees Payable (inclusive of taxes) 35,78,940 37,28,800
OTHER EXPENSES 
Security Deposit ( Interest free refundable at the end of the academic year) 20,000 20,000
Total Amount Payable (in INR)* * 35,98,940

37,48,800

*Admission fee is partly refundable as per the refund policy, if the student does not enroll.
*Admission fee remitted, deferral deposit and tuition waiver awarded (if any) to be deducted from the total amount payable at the time of enrolment.
Insurance premium towards hospitalization insurance policy will be charged at actuals

 

Other Estimated Expenses for PGP per student on Campus:

Sl.no

Particulars

Amount IN INR  (approx.)

1

Books

20000

2

Laptop

50000

3

Meal Plans

75000

Download the Fee Payment Schedule here

Scholarships

Note:

*All applicants are considered for Merit scholarships by default.

*All tuition waivers will be adjusted against the payable tuition fee and will not be disbursed directly to the student. 

*Each applicant will be eligible to receive only one of the tuition waivers. 

*The information provided aims to be accurate as far as possible at the time of publication. The school reserves the right to add, withdraw or modify any of the criteria, amount and count for all the tuition waivers cited above at any time.

 

 

 

 

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Maximum loan amount

Upto 34 lacs without security 

Margin Money 

Not Required

Repayment Period

10 years

Moratorium period

12 months course + 6 months grace period ( Simple Interest to be paid during moratorium)

Rate of Interest

9.75%

Repayment Options 

EMI/ SI/ Part simple interest (2,000 p.m.)

Processing Fee Amount

5000 + tax

Insurance Cover

Required

Collateral Security

Not Required

Co-borrower

Relationship Self (applicant) as primary co-borrower
Parents/Siblings/Spouse as additional co-borrower

Pre-payment Charges

No pre payment and part payment charges

Contact Point

Venkata Rao Pallanti
Mobile No.: 8142400094
E-mail ID: venkatarao.pallanti@avanse.com

Toll-free : 1800-833-6333 | SMS: AVANSE to 56677

 

Loan Application | Checklist

 

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Maximum loan amount

Salaried Individuals: Up to Rs. 1 crore
Self-employed: Up to Rs. 3 crore with suitable collateral

Interest rate

Starting from 9.6%, with a loan against 75% of the property value

Repayment period

Maximum tenor up to 20 years

Moratorium   

Pay only interest as EMI. Repay the principal at the end of the tenor.

Collateral

Mortgage property.

Security

Co-borrower required, Property on name of self, Parents, Spouse.

EMI Payment option

Flexi Payment option with a long tenor ranging from 2 to 20 years. By adding the Flexi Hybrid feature to the loan, withdraw and borrow from the credit limit multiple times and pay only interest as EMI. Repay the principal at the end of the tenor.

Pre-payment/ pre-closure charges

No charge on part pre-payment, managing and repaying the loan becomes more cost-effective.

Insurance Cover

Not compulsory.

Processing Fees

Processing Fees Maximum upto 1%** of the disbursal amount

Contact point

Salaried Customer 
salaried.lap1@bajajfinserv.in

Self-employed Customer
loanagainstproperty@bajajfinserv.in

Customer Care Number
18002091999

 

Loan Application

 

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Maximum loan amount (Collateral security Free)

Maximum up to Rs. 40 lakhs

Interest rate

@BRLLR i.e. 8.10%

Processing Fee

Nil for loan up to Rs. 40 lakhs

Margin

Nil

Repayment Type

EMI/Simple Interest/Token Amt/Complete Moratorium

Repayment period

- For loans up to Rs. 7.50 lakhs: Maximum 10 years (excluding moratorium)
- For loans above Rs. 7.50 lakhs: Maximum 15 years (excluding moratorium)

Moratorium   

Course period + 1 year

Collateral / Security

- Up to Rs. 40.00 lakhs: Co-obligation of parents/guardian and assignments of future income.
- Above Rs. 40.00 lakhs: Tangible collateral security equal to 100% of the loan amount plus assignment of future income

Pre-payment charges

NIL

Contact point

Hyderabad
Bank of Baroda, Hitech City Branch, 291/14/6/1, Ground floor, Bhaskar Empire - 500081
Contact No. 040-23118828 040-23421647 / 646 | Email: cybhyd@bankofbaroda.com
 
Point(s) of Contact:
Mr. J.V.Durga Prasad Rao

Contact Number. +91-9030133315

Mr. Rahul Reddy R
Senior Manager, SMS Hyderabad
Contact No. +91-8905442984

Mr. T V V S Sarma
Chief Manager
Contact No. +91-7993316545

Mohali
Point(s) of Contact:
Mr. Yogesh Kumar Solanki

Chief Manager
Contact No. +91-8558846415, 0172-5063468

 

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Maximum loan amount

20 Lakhs
(inclusive of insurance cover on the loan amount)

Interest rate

10.75% (Floating) and 0.50% special concession for female students

Repayment period

10 years upto Rs. 7.5 Lakhs
15 Years above Rs. 7.5 Lakhs

Moratorium

Course period +1 Year or 6 months or soon after placement, whichever is earlier

EMI Option

Standard

Security

1) Co-applicant OR
2) Personal Guarantor (preferably parent or spouse)
Acceptable by the bank

Payment of Interest

Included in the EMI

Pre-payment Charges

NIL

Insurance Cover

On the loan amount availed (Required)

Contact point

Hyderabad:
Ms. Khushboo Vaishnav
Marketing Manager
vaishnav.jagdishchandra@bankofindia.co.in
Hyderabad.marketing@bankofindia.co.in

 

Loan Application | Checklist

 

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Eligibility

All Nepalese Students admitted for Post Graduate Programme in Management Course offered by ISB

Maximum loan amount

NPR 6.0 Million or 90% of the total cost, whichever is lower

Interest rate

12% p.a. or as prescribed by Central Bank or Bank time to time

Moratorium

None

EMI 

Standard - NPR 1,435.00 Per one hundred thousand
EMI starts from the next month from the date of disbursement

EMI Repayment Source

Income of the student's Parents/Sponsors

Security

Registered mortgage over real estate - land/Building
Personal guarantees of Students/Parents/Sponsors
Insurance of Building  

Contact point

Key Branches for Loan Processing

Bank of Kathmandu Limited, P.O. Box 9044,
Kamal Pokhari, Kathmandu, Nepal
SWIFT: BOKLNPKA
Telex: 2820 BOK NP
Tel: (977 1) 4414541
Fax: (977 1) 4418990
Email: info@bok.com.np

 

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Application type

Online / offline application

Eligibility

Resident students of ISB Hyderabad / Mohali
Students should be Indian nationals

Quantum of loan

Up to Rs. 40 Lakhs.

Rate of interest

8.30%
 

Processing fee

NIL

Margin            

 NIL

Security

1. No Collateral Security or Guarantor is required.
2. Loan will be given jointly to student and parent/guardian as co-applicant.
3. Joint borrowership can be waived, but Rate  of interest to be charged 0.60% extra.(RLLR+0.60)

Repayment tenure

Repayment period is upto 15 years 

Maximum processing time

48 hours

Moratorium 

1.     Study Period plus 1 year or 6 months after getting job, whichever is earlier.

2.     Simple interest till completion of course and moratorium period. 

Repayment Penalty 

No prepayment penalty and Pre-Closure Charges

Other Details 

All Educational loans under Vidya Turant can be covered under CSIS Scheme (Central Scheme for interest Subsidy for ELs up to 10 Lakhs for those students whose parental /family income upper limit is Rs.4.50 Lakhs). The interest subsidy is equal to the interest debited   to the account during the course period moratorium period (1year+1year).
Life insurance coverage is mandatory under vidya surakasha yojana scheme.

Contact point

Canara Bank, Madhapur

Plot no: 20 & 21, Behind Bata Showroom
Megha hills,  Madhapur,
Hyderabad 500081.
Phone: 040-23110210
Mobile: 7382932209, 9396715778.
Cb3091@canarabank.com

Documents

Canara Loan Application | Checklist

 

Print

 

Maximum loan amount

Up to 42 Lakhs (Unsecured/Secured options available)

Interest rate 

Starts from 6.95%(Fixed for 3 Years)

Repayment period

Up to 168 months.

Acceptable Security/Collateral

Immovable Property, Fixed Deposit.

Co-borrower

Father, Mother, Siblings.

Income Tax Benefit

Yes, possible under section 80E of the Income Ta

Margin

NIL

Key Benefits

Loan covers 100% of the cost

Co-borrower Flexibility – Multicity Co-Borrower Accepted

Education loan at your Door Step

Repayment tenor up to 14 years

Preserve your family savings for emergencies and you may get better returns by investing.

Empower you to take your own financial responsibilities and also build a good credit history.

Contact point

CREDILA ‘s Dedicated Relationship Managers –

Mr. Pradeep Nag Singh – 7799834111 – HYDERABAD

Mr. Bhupender Singh- 8588887435 –MOHALI

OR Email: indiamba2021@hdfccredila.com

 

Loan Application Form

 

 

 
 

 

Scheme 

IB Educational Loan Prime Under IBA for Co-21 in Mohali & Hyderabad Campus 

Maximum loan amount 

40.00 Lakhs 

Rate of Interest 

(Repo Based-  Floating)

With Co Applicant -6.80 (floating)%

Without Co Applicant – 6.85 (floating)%

Security 

No Collateral Security 

Margin 

No Margin 

Repayment Period

15 Years (180 Months) - Maximum 

Moratorium Period 

Course Period (12Months) + One year = 24 Months 

Simple Interest During Moratorium  

Pre Payment, and processing charges

NIL 

Insurance

Cost effective Single Premium Policy 

Sanctioning Time

24 hours  

Living Expenses

Covered 

Reimbursements

Admission Fee(295000), Laptop Cost, Books Cost, Deferral Admission Fee, Student Exchange Program Expenses, Study Trek expenses, additional course expenses

Co-Applicant 

Parent / Guardian / Spouse will have to stand as co- applicant

Contact point

Hyderabad:
Mr. V RAMALINGESWAR
Branch Manager
M- 9848172875/040-23000889 | gachibowli@indianbank.co.in
Address- Plot No. 12-16, Cyber Apartments,  
Indira Nagar, Gachibowli PO, Rangareddy Dist
Hyderabad – 500 032 
040 – 23000889; 23002820

 

Mohali:

Mr. Abhishek Gupta
Branch Manager
8427688028/0172-4591633 | isbmohali@indianbank.co.in
indianbankisbmohali@gmail.com (for large attachments only)
Branch Address- Indian School of Business, Sector-81, Mohali, Punjab 160062
0172-4591632, 33

 

 

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Maximum loan amount

Rs. 40 Lakhs

Interest rate

One Month MCLR  + 0.05 % per annum fixed

Presently applicable ROI is 7.00%

Repayment period

13 Years (excluding moratorium period)

Moratorium

1 Year (course period) + 1 year or 6 months after getting job whichever is earlier

Security

Nil

Payment of Interest

Will be collected as a part of the EMI after the moratorium

Pre-payment Charges

NIL

Collateral Security

NIL 

Processing Charges

NIL 

Documentation Charges

NIL 

Insurance Cover

Not mandatory 

Co-Borrower

Either Parents or Spouse

Contact point

Hyderabad
State Bank of India, HUC Branch, Gachibowli,  Hyderabad - 500019

Branch Email : sbi.05916@sbi.co.in

Contact Persons :

Surya Prakash Rao, Chief Manager : +91- 9949031301

V Bharathi, Deputy Branch Manager : +91-9985531122

Thushar Kowshik, Deputy Manager : +91-
9849811382

Mohali
State Bank of India, Phase - I Branch, Mohali - 160055

Branch Email: sbi.1828@sbi.co.in

Contact Persons :
Mr. Jivan Sharma, Branch Manager : +91- 9779585007

 

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Maximum loan amount

Maximum Rs. 30.00 lakhs.

Guarantor/Surety/ Collateral

Guarantee of parent.

Margin

5%

Interest rate

BR+ 0.50 (Presently 10.20%) If interest is served during Moratorium period, otherwise 1% additional interest. 0.5% concession to girl students.

Add ons

Student is eligible to

·         Open self introduced SB A/c with Debit-cum-ATM Card.

·         Avail Additional Loan up to Rs. 3.00 lakhs if selected to go abroad under student exchange scheme during the second year of the course in Management, up to the maximum loan of Rs. 20.00 lakhs.

Processing & Documentations charges.

Nil

Repayment period

Loans Upto   7.50 lakhs –  Up to 10 years(exclusive of moratorium period)

Loans Above 7.50 lakhs –  Up to 15 years(exclusive of moratorium period)

 

Moratorium

Course period+1 year or 6 months after getting job whichever is earlier

Expenses Considered

·         Fee payable to college/hostel (reasonable cost will be considered if student prefers outside accommodation)

·         Examination/Library/Laboratory fee

·         Insurance premium, if applied.

·         Caution deposit, building fund/refundable deposit supported by institution bills/receipts (ceiling 10% of tuition fee , if refundable deposit undertaking by student  agreeing to credit to loan proceeds after completion of course)

·         Study tours, equipments, computers and any other(ceiling of 20% of the tuition fee)

Contact point

HMWS & SB Building, West Block, 2nd Floor,
Khairatabad,  Hyderabad,
Tele-Phone No : 040-23394095/6363
E-mail ID:  ro.hyderabad@syndicatebank.co.in

Mrs. C Padma,                                                  

 Asst. Gen Manager ,

+91 - 9440905228

Mrs. Anuradha S Karunaker

Manager- Retail Credit

+91-9849668663

 

Mr. Praveen kumar.

Asst. Manager -Marketing

+91-8332996884
 

Mr. Yogendra Kr Singh,

Asst. Manager- Marketing

+91-9440905220

 

Loan Application Form   |   Check-list

 

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Maximum loan amount

Up to 20 lakhs
(inclusive of insurance cover on the loan amount)
More than 20 lakhs
(on case to case basis with collateral as security)

Interest rate

8.50% p.a. (One year MCLR presently)

Repayment period

15 Years after moratorium

Moratorium

18 Months or soon after placement, whichever is earlier

EMI

Standard

Security

1) Co-applicant OR
2) Personal Guarantor (preferably parent or spouse)
Acceptable by the bank
3) Collateral required for loans more than 20 lakhs

Payment of Interest

Will be collected as a part of the EMI after the moratorium, whenever the repayment commences.

Pre-payment Charges

NIL

Insurance Cover

On the loan amount availed (Required)

Contact Details

1) Gachibowli: Contact No. 040-23004347

    Email : bm4131@vijayabank.co.in

2) RACPC –Hyderabad: Contact No. 040-23220940, 7036794300 (Mr. Srinivas Dasari)
    Email : hydracpc@vijayabank.co.in

 

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Maximum loan amount

INR 30 Lakhs or 100% of the total cost of the programme whichever is lower (inclusive of insurance cover)

Interest rate

FLOATING RATE OF INTEREST
All amounts: 8.25% 

Co-Applicant

Co-applicant is mandatory for all the loans. The loan documents should be executed by both, the student and the co-applicant/s

Repayment period

Repayment of loan will be in equated monthly installments for a period of upto 15 years after completion of moratorium period 

Moratorium

Course period + 1 year or soon after placement, whichever is earlier

Security

No security for loans upto INR 30 lakhs for students who have secured admission to ISB Hyderabad and Mohali Campuses

Insurance Cover

Insurance of Borrower/s is optional as per the requirement of the Borrower/s

Documents

(a) Applicant:
- Age proof
- ID proof
- Address proof
- Marksheets of last qualifying examination
- Proof of admission (before disbursement), scholarship, etc.
- Schedule of expenses for the specified course

(b) Co-applicant:
- Age proof
- ID proof
- Address proof
- Signature proof
- Employment or Business or Income proof

Contact point

Sudheshna Rangu, Assistant Manager
IDBI Bank Ltd, Gachibowli Branch
Near IIIT junction, JNIBF Campus
Gachibowli, Hyderabad - 500032 
Mob: 9094553246

 

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Maximum loan amount

Up to Rs.30.00 lacs
Loans above Rs..30.00 lacs shall be considered on case to case basis.

Interest rate

One year MCLR + 0.10 % presently 8.55%

Repayment period

15 years

Moratorium

Course period +1 year or 6 months after getting job, whichever is earlier

Security

·         Parents to be co-obligants

·         No Collateral security required 

Payment of Interest

Course period + 1 year        or        6 months after getting job, whichever is earlier

Charges

Upfront/Processing fee: Nil

Documentation Charges: Rs. 450 + ST only
TAT: 2-3 working days after submission of all the documents along with application

Reimbursement of fees already paid will be allowed within 6 months.

Documents Required

1. Loan application with Passport size photograph of borrowers & guarantor
2. Proof of age
3. Residence proof of Applicant and Co-obligants
4. PAN No. of Applicant and Co-obligants with 3years ITRs & Latest salary slip
5. Proof having passed the last qualifying examination
6. Letter of admission
7. Prospectus of the course and Fee Schedule
8. Details of Assets & Liabilities of Applicant and Co-obligants along with proofs
9. Receipt for the amount of fee already paid 10. Any other document/ information, depending upon the case

Contact point

CONTACT:
Mohd. Maqsud Ali, AGM – 9848384195
V. Satyanarayana, Chief Manager – 9676729292 

Punjab National Bank, Bank Street, Abids, Hyderabad
Landline: 040-24744534, 24741205, 24605688  email: bo0207@pnb.co.in

 

Loan Application Form   |   Check-list

 

 

 

Maximum loan amount

Unsecured loan amount

Min INR 1 Lakh and Max Up to INR 50 Lakhs 

INR 40 Lakhs 

Interest rate 9.99%
Processing Fee 1% of loan sanction
Margin NIL 
Repayment Type in Moratorium Simple Interest / EMI 
Repayment period after Moratorium 10-12 Years after Moratorium 
Principal Moratorium Period    Course Period + Six Months 

Collateral / Security

Collateral / Security accepted

100% collateral for loan above 40 lakhs 

 

Fixed Deposit –FD, House, Flat, Existing HL with ICICI Bank 

Insurance Available (optional) ICICI Prudential/Lombard 

Pre-payment and Part payment

Pre-payment/ pre-closure charges

Available

 

NIL

Disbursement Frequency

Co-borrower Relationships Accepted

Co-Borrower Locations Accepted

As per Institute requirement

Father/Mother/Spouse/Brother/Sister/Parents In Law/ Grand Parents Not Required for applicants with More than 3 Years of Work Experience. Only Moratorium Interest FD

As per the Bank’s Listed Location 

Contact point Click Here
     

Please Note: *This is a special pricing rate for 2020 and applicable till further notice. Information concerning any of the above rates of interest and other loan conditions are subject to change. All loan sanctions are subject to the bank’s internal policy from time to time. 

validity 28/12/2020_to_27/12/2021

Prodigy Finance’s innovative lending model offers community-funded loans to international students at the world’s top business schools, including the Indian School of Business. While banks base their loan decisions on historical salaries and assets, Prodigy Finance looks to the future. We assess applicants’ future earning potential to determine loan affordability. Our model is borderless, allowing us to offer competitive rates to students from 150 nationalities.

Eligibility: Accepted international (non-Indian passport holders) students into the Post Graduate Programme in Management (PGP).

Apply for a loan with Prodigy Finance.

Disclaimer: Prodigy Finance Ltd is incorporated in the United Kingdom (Company Number 05912562) and registered with the Office of the Information Commissioner (Reg. No. Z9851854). Prodigy Finance Ltd is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register under firm registration number 612713. Prodigy's registered address is 25 Foubert’s Place, London, W1F 7QF.

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Maximum loan amount Maximum up to 30 lakhs
Interest rate UCO Float Rate + 0.15% i.e. 8.20% (8.05+0.15=8.20) currently
Processing Fee Nil
Margin Nil
Repayment  Repayment of the loan will be in maximum 180 equated monthly installments (EMIs*) i.e. 15 years after repayment holiday/moratorium period
Moratorium Period Course period + 1 year after completion of study
Security No security required
Insurance Maximum loan amount Rs. 30 lacs (inclusive of group credit life insurance premium)
Contact point Hyderabad
M Srinivass Chary, 
Branch Head, Suryanagar Branch
Contact No. 040-23563006, 23560989
 
Hyderabad
Manoj Kumar Bhukya, 
Branch Head, Gachibowli Branch
Contact No. 040-23005022

Hyderabad
B Murali Krishna, 
Branch Head, Madhapur Branch
Contact No. 040-23110118

Chandan Bandha, 
Manager- Marketing
Contact No. 9337355588
 
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Maximum loan amount Rs.42.74 Lakh
Interest rate EBLR (Presently  -  6.80%)
Processing Fee Nil
Repayment period 15  Years (Excluding Moratorium Period)
Moratorium    1 year (Course Period) + 1 year or 6 months after getting employment whichever earlier
Collateral / Security Nil
Insurance Cover Mandatory
Payment of Interest  Servicing of Interest during course/moratorium period is optional.
Pre-payment charges Nil
Co-Borrower Nil
Contact point

Hyderabad

Mr. Chavali S Srinivas
Chief Manager, ULP Head
(M): 88070 05185

Email: ulpmadhapur@unionbankofindia.comcss@unionbankofindia.com

Mr. M Hemanth Kumar
Chief Manager, ULP Head
(M): 9000965370

Email: ulphyderabad@unionbankofindia.com

D  Shakila,
Chief Manager, ULP Head
(M): 8333942416

Email: ulpkoti@unionbankofindia.com

 

Mohali

Rajesh
Chief Manager, ULP Head
(M): 9866653911

Email: ulpmohali@unionbankofindia.com

 

Availment of Loan The Student can avail the loan from nearest ULPs(Specialized Retail Loan Branches)  across the Country or any of the nearest Union Bank of India, Bank Branch

Connect With Us

Working Hours (IST)

Monday to Friday, 10:00 to 17:00