PGP YL financial aid options and scholarship
PGP YL
Fees and Scholarships
Fees and Scholarships
At ISB, financial access is not an obstacle—it is an enabler.
We are committed to providing world-class education to all deserving students, irrespective of their socioeconomic status or financial standing. We offer flexible payment plans and have tie-ups with leading banks for providing students with loan assistance.
ISB also offers a range of scholarships to recognise academic excellence, support financial need, and encourage a commitment to meaningful impact. These aim to make high-quality management education accessible to deserving candidates from diverse backgrounds.
Programme Cost Breakdown
PGP YL programme fee for the academic year 2025-27 is ₹21,65,000 + taxes + accommodation. This includes admission and tuition fees, commitment fees, and course material. Other expenses include an accommodation fee and a refundable security deposit.
Security Deposit
In addition to the programme fee, ISB charges a refundable security deposit of ₹20,000 to cover unforeseen charges. This amount is refundable after deducting any dues payable to the school at programme completion.
✔ Collateral free loan
✔ No prepayment charges/foreclosure charges
✔ Repayment tenure as long as 15 years with a very low EMI
✔ 100% tax benefit for interest paid under Sec (80E)
| AXIS BANK EDUCATION LOAN-TERM AND CONDITIONS* | ||
| INDIAN SCHOOL OF BUSINESS, HYDERABAD | ||
| S.No | Parameters | Details |
| 1 | Eligibility | Student should be an Indian national & have secured admission on merit basis through entrance test/selection process of the Institute |
| 2 | Course Name | PGP |
| 3 | Unsecured Loan Amount | Unsecured loan amount up to Rs 50 lakh |
| 4 | Repayment Type/ Repayment Tenure/ROI | Immediate EMI, 10 yrs, 8.25% Moratorium Applicable (Course period + 6 months), 15 yrs, 8.25% |
| 5 | Margin | 5% margin on loan amount above 4 lakh |
| 6 | Processing Charges | Applicable as per bank norms |
| 7 | Loan Disbursement | To the institute (Indian School of Business) |
| 8 | Co-Applicant | Applicable as per Axis Bank norms for Principal Moratorium Cases* |
| 9 | Insurance | Max Life Insurance |
| 10 | Axis Bank Contact | Jagadishwar Reddy +91-9959681469 patlolla1.reddy@axisbank.com Mr. Lakshmikanth Samaya Mobile No: +91-8297133888 Email ID: lakshmikanth.samaya@axisbank.com |
*Approval, sanction and disbursement subject to bank's internal policy checks, process and eligibilty
| Maximum loan amount (without collateral security) |
Rs. 40 lacs |
| Margin Money | Nil |
| Repayment Period | -For loans up to Rs. 7.50 lakhs: Maximum 10 years (excluding moratorium) -For loans above Rs. 7.50 lakhs: Maximum 15 years (excluding moratorium) |
| Moratorium Period | Course period + (1 year/ -06- months after obtaining job, whichever is earlier) |
| Rate of Interest | Starting from @ BRLLR -1 i.e 7.65% (floating) |
| Repayment Type | EMI/Simple Interest/Token Amt/Complete Moratorium |
| Processing Fee Amount | Nil |
| Collateral Security |
- Up to Rs. 40.00 lakhs: Co-obligation of parents/guardian and assignments of future income. |
| GCLI (Group Credit Life Insurance) |
GCLI is mandatory. |
| Pre-payment Charges | Nil |
| Contact Point |
Hyderabad- ELSC, # 1-8-664, 2nd floor, Plot No. 21/1, M. H. Bhavan, Azamabad, Near RTC Kalyana Mandapam, Hyderabad-500020. Email- elsc.hyderabad@bankofbaroda.comPoint(s) of
Mr D Srinivas, Manager |
| Maximum Loan Amount | Rs. 50 lacs |
| Margin Money | NIL |
| Repayment Period | 15 Years(Excluding Moratorium i.e. Course Period+1 Year) |
| Moratorium Period | Course period + 1 Year |
| Rate of Interest | For Loans upto Rs. 20Lakhs: 8.05% For Loans above Rs. 20Lakhs: 8.10% |
| Processing Fee Amount | NIL |
| Insurance Cover | Insurance Cover included Equivalent to Loan Amount for repayment Period |
| Collateral / Security | No collateral security, except assignment of present as well as future income of the student |
| Co-borrower | No Co- Borrowers |
| Pre-payment Charges | NIL |
| Contact Point |
1. Gachibowli -Branch Mr.Sourabh Shulka Chief Manager, Branch Head Mobile No:6304903723. Mail ID : bmhyde3811@centralbank.co.in 2.Kukatpally Branch Mr.T. Vivekanand Senior Manager, Branch Head Mobile No:6304903731 Mail ID : bmhyde3856@centralbank.co.in 3.Credit Dept./RAC Mr.Sameer Ghormade,Chief Manager,RAC/Credit Incharge Mobile No: 7262081444 Mail Id : : rachydero@centralbank.co.in 4. Madhapur Branch K. Shailesh Manager Mobile No: 9494929829 |
| Maximum Loan Amount | Up to 45 Lakhs (Unsecured/Secured options available) |
| Interest Rate | 8.95% Onwards |
| Repayment Period | Up to 168 months |
| Acceptable Security/Collateral | Immovable Property, Fixed Deposit |
| Co-borrower | Father, Mother, Spouse |
| Income Tax Benefit | Yes, possible under section 80E of the Income Tax |
| Margin | Nil |
| Key Benefits |
|
| Contact Point |
Credila Financial Services Limited‘s Dedicated Relationship Managers – Mr. Dibyananad Behera – 7391058833 Email : dibyananda.behera@hdfccredila.com Mr. Nitesh kumar – 7799834111 Email : nitesh.kumar@hdfccredila.com |
| S.No | Parameters | Details |
| 1 | Product code | IND_UG/PG_S/US_Premium |
| 2 | Name of The Educational Institute |
Indian school of business, Hyderabad |
| 3 | Course Name/s | Post Graduate programmes (PGP) - PGP, PGPMax, PGP Pro, EFPM, Advanced Management Programmes (AMP) - Infrastructure, Manufacturing operations, Business Analytics, Healthcare, Public policy |
| 4 | Applicable academic year | 2025-2026 |
| 5 | Loan Amount | Min ₹ 1 Lakh and Max Up to ₹ 2Crore |
| 6 | Unsecured loan amount | ₹ 1 Crore |
| 7 | Rate of Interest* |
Starting from Secured 10.25% (REPO+ 4.25%), Unsecured 11.25% Current Repo as on date is 6.00% https://www.rbi.org.in/ |
| 8 | Type of Interest | Floating Rate of Interest linked to RBI’s Repo. |
| 9 | Processing fee | 0.75% /30,000 + GST whichever is lower |
| 10 | Margin | No margin |
| 11 | Repayment Type in Moratorium | Simple Interest / EMI / Partial simple interest |
| 12 | Repayment Period after Moratorium | 10-12 Years after Moratorium |
| 13 | Principal /Moratorium period | Course Period + Up to 12 Months (Case to Case basis) |
| 14 | Pre-payment Charges | NIL |
| 15 | Part Payment Charges | NIL |
| 16 | Fore Closure Charges | NIL |
| 17 | Collateral/Security for Secured loan | House, Flat, Fixed Deposit and Existing HL with ICICI Bank can be Cross collateral |
| 18 | Insurance available (Optional) | ICICI Prudential/Lombard |
| 19 | Disbursement frequency | As per Institute, fee payment schedules |
| 20 | Disbursement of Loan |
Fees will be transferred directly to the Official Institute Account |
| 21 | Co-borrower Relationships Accepted |
Father/Mother/Spouse/Brother/Sister/Parents In Law /Grand parents |
| 22 | Co Applicant (Financial) Not Required | For Applicants with 2 years or more work experience, financial co-applicant is not required |
| 23 | Co-Borrower Locations Accepted |
As per the Bank’s Listed Location |
Education Loan Contact Details:
| Name | Mobile No | Email ID | Location |
| Prabhuchand Renukuntla | 9182827488 | prabhuchand.renukuntla@icicibank.com | Hyderabad |
Apply directly scanning the below QR Code
Note: This is a special pricing rate linked to repo rate and applicable until further notice. Information concerning any of the above rates of interest and other loan conditions are subject to change. All loan sanctions are subject to bank’s internal policy from time to time.
Scholarships
Scholarships are an integral pillar of ISB’s vision to make world-class management education accessible to exceptional talent. To support this, we offer a range of scholarships and financial assistance options to ensure that financial constraints do not hinder your opportunity to excel.
To improve access to the programme, the School offers the following scholarships:
- Merit-Based Scholarships: Recognising exceptional candidates with the highest interview scores, offering up to 100% of tuition fees to fuel their academic journey.
- Need-cum-Merit Scholarships: Designed for candidates who excel academically while demonstrating genuine financial need, ensuring equal opportunity for talented individuals.
- ISB Develop India Scholarship: Empowering graduating students committed to driving India’s growth, providing them with the resources to lead impactful careers that shape the nation’s future.
Up to 40% of the class receives scholarship support, ensuring that every deserving candidate has an opportunity to pursue their ambition.
Note:
- All applicants are considered for merit scholarships by default.
- To be considered for Merit-Cum-Need Scholarship, applicants must submit additional information. This section is activated after the application has been submitted.
- Each applicant will be eligible to receive only one of the tuition waivers.
- The school reserves the right to add, withdraw or modify any criteria, amount, and count for all tuition waivers/scholarships cited above.