PGP YL financial aid options and scholarship
PGP YL
Fees and Scholarships
Fees and Scholarships
At ISB, financial access is not an obstacle—it is an enabler.
We are committed to providing world-class education to all deserving students, irrespective of their socioeconomic status or financial standing. We offer flexible payment plans and have tie-ups with leading banks for providing students with loan assistance.
ISB also offers a range of scholarships to recognise academic excellence, support financial need, and encourage a commitment to meaningful impact. These aim to make high-quality management education accessible to deserving candidates from diverse backgrounds.
Programme Cost Breakdown
PGP YL programme fee for the academic year 2025-27 is ₹21,65,000 + taxes + accommodation. This includes admission and tuition fees, commitment fees, and course material. Other expenses include an accommodation fee and a refundable security deposit.
Security Deposit
In addition to the programme fee, ISB charges a refundable security deposit of ₹20,000 to cover unforeseen charges. This amount is refundable after deducting any dues payable to the school at programme completion.
✔ Collateral free loan
✔ No prepayment charges/foreclosure charges
✔ Repayment tenure as long as 15 years with a very low EMI
✔ 100% tax benefit for interest paid under Sec (80E)
| AXIS BANK EDUCATION LOAN-TERM AND CONDITIONS* | ||
| INDIAN SCHOOL OF BUSINESS, HYDERABAD | ||
| S.No | Parameters | Details |
| 1 | Eligibility | Student should be an Indian national & have secured admission on merit basis through entrance test/selection process of the Institute |
| 2 | Course Name | PGP |
| 3 | Unsecured Loan Amount | Unsecured loan amount up to Rs 50 lakh |
| 4 | Repayment Type/ Repayment Tenure/ROI | Immediate EMI, 10 yrs, 8.25% Moratorium Applicable (Course period + 6 months), 15 yrs, 8.25% |
| 5 | Margin | 5% margin on loan amount above 4 lakh |
| 6 | Processing Charges | Applicable as per bank norms |
| 7 | Loan Disbursement | To the institute (Indian School of Business) |
| 8 | Co-Applicant | Applicable as per Axis Bank norms for Principal Moratorium Cases* |
| 9 | Insurance | Max Life Insurance |
| 10 | Axis Bank Contact | Jagadishwar Reddy +91-9959681469 patlolla1.reddy@axisbank.com Mr. Lakshmikanth Samaya Mobile No: +91-8297133888 Email ID: lakshmikanth.samaya@axisbank.com |
*Approval, sanction and disbursement subject to bank's internal policy checks, process and eligibilty
| Maximum Loan Amount | Rs. 40 lacs |
| Margin Money | Nil |
| Repayment Period | -For loans up to Rs. 7.50 lakhs: Maximum 10 years (excluding moratorium) -For loans above Rs. 7.50 lakhs: Maximum 15 years (excluding moratorium) |
| Moratorium Period | Course period + 1 year |
| Rate of Interest | Starting from @ BRLLR - 1.00% i.e 8.15% |
| Repayment Type | EMI/Simple Interest/Token Amt/Complete Moratorium |
| Processing Fee Amount | Nil |
| Collateral Security | - Up to Rs. 40.00 lakhs: Co-obligation of parents/guardian and assignments of future income. |
| Mode of Application | 1. Digital Lending Platform (https://dil2.bankofbaroda.co.in/el/) 2. Manually through the nearest Bank of Baroda - Branch |
| Pre-payment Charges | Nil |
| Contact Point | Hyderabad- ELSC, # 1-8-664, 2nd floor, Plot No. 21/1, M. H. Bhavan, Azamabad, Near RTC Kalyana Mandapam, Hyderabad-500020. Email: elsc.hyderabad@bankofbaroda.com Point(s) of Contact: for Sales Mr D Satyanarayana Raju Chief Manager, ELSC Hyderabad Mobile No: 9030912231 Mr D Ranjit Darahas, Manager Mobile No: 8297687339 |
| Maximum Loan Amount | Up to 45 Lakhs (Unsecured/Secured options available) |
| Interest Rate | 8.95% Onwards |
| Repayment Period | Up to 168 months |
| Acceptable Security/Collateral | Immovable Property, Fixed Deposit |
| Co-borrower | Father, Mother, Spouse |
| Income Tax Benefit | Yes, possible under section 80E of the Income Tax |
| Margin | Nil |
| Key Benefits |
|
| Contact Point |
Credila Financial Services Limited‘s Dedicated Relationship Managers – Mr. Dibyananad Behera – 7391058833 Email : dibyananda.behera@hdfccredila.com Mr. Nitesh kumar – 7799834111 Email : nitesh.kumar@hdfccredila.com |
| Loan Amount | Need based to meet expenses for completion of the course. Reimbursement is allowed for fee paid by the student if any, for the 1st semester. |
| Margin | (PGP- 1 year full time/ Residential programme): -15% However loan upto 100% (With Nil margin) can be considered. |
| Rate of Interest | ROI 8.10 |
| Security | NIL for Loan uptoRs. 40.00 Lac |
| Moratorium Period | For PGP -1 year full time/ Residential Program: Course Period + 1 Year For Executive Management Program/ Executive MBA (viz. on Part time/ Distance Education mode to working professionals): NIL |
| Repayment | For PGP -1 year full time /Residential Program: 180 EMIs/PMIs after the moratorium period Executive Management Program/ Executive MBA (on Part time/ Distance Education mode to working Professionals): 120 EMIs commencing from the next month after first disbursement. |
| Processing Fee | NIL |
| Insurance | Group Life Insurance Policy for the Loan amount sanctioned covering the entire period of loan is mandatory [ IB VidhyarthiSuraksha (PNB Met Life)/ New IB JeevanVidya (LIC)] or under any other policy as desired by the student. |
| Co-borrower | Co borrower is optional |
| Income Tax Benefit | Yes, Under Section 80E of the Income Tax Act |
| Contact Point |
Hyderabad Deepak Singh Chief Manager - 9848172875/9444218960 Smt. Prohelee Das, Loan officer -040-2300 0889 Gachibowli Branch, Hyderabad. Email: gachibowli@indianbank.co.in Mohali Smt. Smriti , Senior Manager– 9161875222 Smt.Bhumika Rathre ,Assistant Manager- 9872547443 Email: isbmohali@indianbank.co.in ISB Mohali Campus branch, Mohali |
| Maximum Loan Amount | Rs.50 Lakhs only |
| Margin Money | Not applicable |
| Course Period | 12 Months |
| Repayment Period | 180 months apart from moratorium |
| Moratorium Period | For full time courses: 12 months For part-time courses: Course period + one month |
| Rate of Interest | 8.10% Floating |
| Repayment Options | Standing Instruction with SBI and OR ECS mandate with other bank’s salary account |
| Processing Fee Amount | NIL |
| Insurance Cover | Optional |
| Collateral Security | NIL |
| Co-borrower |
Optional |
| Pre-payment Charges | NIL |
| Contact Point |
Mrs. Jayashree Nirmalaya (Deputy Branch Head) Phone No: 8247869002 Mr. K Sekhar (Field Officer) Phone No: 9133175935 Mrs Jyothi S Phone No: 8688284732 sbi.05916@sbi.co.in Mohali Main Branch: Mr. Deepak Kumar (Branch Head) Phone No: 9766939993 Ms. Konica Sharma (Deputy Branch Head) Phone No: 9816650471 Mr. Ajay Sood (Coordinator Ed. Loans) Phone No: 7508128080 Email ID: SBI.01828@SBI.CO.IN |
| Branch Address |
STATE BANK OF INDIA, ( Hyderabad) Hyderabad University Campus Branch(05916) opp: University of Hyderabad, Gachibowli, Serilingampally Mandal, Ranga Reddy District, Telangana-500019 EMAIL: sbi.05916@sbi.co.in SBI Mohali Campus, SCO 35, Near Franco Hotel, Phase 1, Mohali |
Scholarships
Scholarships are an integral pillar of ISB’s vision to make world-class management education accessible to exceptional talent. To support this, we offer a range of scholarships and financial assistance options to ensure that financial constraints do not hinder your opportunity to excel.
To improve access to the programme, the School offers the following scholarships:
- Merit-Based Scholarships: Recognising exceptional candidates with the highest interview scores, offering up to 100% of tuition fees to fuel their academic journey.
- Need-cum-Merit Scholarships: Designed for candidates who excel academically while demonstrating genuine financial need, ensuring equal opportunity for talented individuals.
- ISB Develop India Scholarship: Empowering graduating students committed to driving India’s growth, providing them with the resources to lead impactful careers that shape the nation’s future.
Up to 40% of the class receives scholarship support, ensuring that every deserving candidate has an opportunity to pursue their ambition.
Note:
- All applicants are considered for merit scholarships by default.
- To be considered for Merit-Cum-Need Scholarship, applicants must submit additional information. This section is activated after the application has been submitted.
- Each applicant will be eligible to receive only one of the tuition waivers.
- The school reserves the right to add, withdraw or modify any criteria, amount, and count for all tuition waivers/scholarships cited above.