Name Prasanna Tantri

Prasanna Tantri is an Associate Professor of Finance and the Executive Director of the Centre for Analytical Finance at the Indian School of Business (ISB). He also serves as an Independent Director and Chair of the Audit Committee at Power Finance Corporation. In 2o24, he was appointed as a Member of the Technical Advisory Committee for the Evaluation of Schemes for the Promotion of Digital Payments in India, under the Development Monitoring & Evaluation Office (DMEO), NITI Aayog.

Professor Tantri has previously been a part of the Expert Working Group at the National Stock Exchange and a Member of the Technical Group on the Social Stock Exchange, constituted by the Securities and Exchange Board of India. His research interests include banking, financial inclusion, financial contagion, regulation, and the relationship between politics and finance.

• PhD in Finance, Deakin University, 2021
• FPM, Indian School of Business, 2019
• PGP, Indian School of Business, 2011
• ICWA, Institute of Cost Accountants of India, 2007
• B.Com, Mangalore University, 2003

Academic positions

• 2021 - Present: Associate Professor, Indian School of Business
• 2019 - Present: Executive Director, Center for Analytical Finance, Indian School of Business
• 2019 - 2021: Assistant Professor, Indian School of Business
• 2018 - 2018: Senior Lecturer, Indian School of Business
• 2011 - 2018: Senior Associate Director, Center for Analytical Finance, Indian School of Business

Professional Positions

• 2004 - 2009: Unit Manager - Sales, ICICI Prudential Life Insurance

• March 30, 2025: Jan Dhan ends FY25 on a high note, The Hindu Business Line.
• February 9, 2025: Understanding RBI Monetary Policy, Rate Cut, Inflation Expectations Data, Swarajya, Youtube.
• February 6, 2025: ISB Prof busts big myth about Modi's latest budget, Vaad, Vaad, YouTube channel.
• January 29, 2025: Three reasons why Indian economy is in trouble, Vaad, Vaad, YouTube.
• January 7, 2025: I discuss Indian Economy with an ISB Professor, Prakhar ke Pravachan •, Prakhar ke Pravachan YouTube channel.
• January 6, 2025: What India Needs In Union Budget 2025 | What This Means, Swarajya, Swarajya.
• July 27, 2024: Welfare gets a bad name, but not all social sector spend is unproductive, The Times of India, The Times of India.
• July 24, 2024: Union Budget 2024, Awaaz Adda, CNBC Awaaz, CNBC Awaaz.
• July 23, 2024: Budget Of Hope: ISB Professors and Students React to Union Budget 2024, NDTV, NDTV.
• July 15, 2024: • 'Formalisation creates losers...': ISB professor suggests two course corrections for Centre, Business Today, Business Today.
• July 12, 2024: Union Budget 2024 – 25, Vaad, Youtube, Vaad, YouTube.
• March 21, 2024: Launched “Finterpret” channel on youtube and other social media platforms to disseminate finance research findings, Finterpret.
• March 1, 2024: Understanding India's Banking Sector | Safety, Regulation, and Vulnerability, Moneycontrol, Moneycontrol, YouTube.
• January 27, 2024: Indian School Of Business Thinktank Upbeat On What Interim Budget Will Hold For Economy, NDTV.
• October 21, 2023: Modi Sarkar should do this for 10% GDP Growth, Vaad, Vaad.
• October 17, 2023: Government spending Explained | The Good, Bad & Ugly ft. Dr. Prasanna Tantri, Labour Law Advisor.
• September 6, 2023: Meet Dr Prasanna Tantri- The man who Influences Govts. Policies | Jagruk Talks Bonus, Labour Law Advisor.
• March 28, 2023: Flip side to bank transparency, The Hindu Business Line.
• March 23, 2023: Credit cards outstanding up a record 29.6% in FY23 till end-Jan, The Hindu Business Line.
• February 13, 2023: Budget Brainstorm, Business Today.
• February 1, 2023: SJM: Focus will be on Jobs, Deccan Chronicle.
• February 1, 2023: Budget with NDTV, NDTV.
• January 10, 2023: Mudra loans see record increase in Q3 of FY23, The Hindu Business Line.
• December 1, 2022: Money matters – RBI has grip on Inflation, The Hindu Business Line.
• November 23, 2022: A Case for Cash Transfers in place of Food Grains, The Indian Express.
• October 3, 2022: Higher appetite Mudra loans log a record 30% growth in H1 FY23, The Hindu Business Line.
• October 1, 2022: Disciplining Effects of IBC: Equity Inflows, RPT Reduction, and Investments, Idea, Impressions, and Implementation, IBB India.
• September 28, 2022: Money matters RBI has a grip on inflation, The Hindu Business Line.
• September 27, 2022: संवाद # 67: Dr Prasanna Tantri explains why loan write offs are a good thing, Modi’s biggest reform, Vaad.
• August 22, 2022: India central bank paper cautions against 'big bang' bank privatization, S & P Global Market Intelligence.
• August 22, 2022: India central bank paper cautions against 'big bang' bank privatization, S & P Global Market Intelligence.
• July 8, 2022: Why bank mergers are good for reducing NPAs, The Economic Times.
• June 9, 2022: Govt’s proactive steps helped deal with pandemic blues: FM, Financial Express.
• June 8, 2022: Pradhan Mantri Garib Kalyan Yojana helped poor live with dignity: Finance Minister, The HIndu.
• June 3, 2022: संवाद # 51: Prasanna Tantri on Modinomics, UPA's biggest fraud & stock market investment strategy, Vaad.
• May 1, 2022: Ayushman Bharat’s short-term impact is beneficial, The Hindu Business Line.
• April 22, 2022: Effective and Efficient: The Insolvency and Bankruptcy Code, The Indian Express.
• April 18, 2022: A High Resolution Tool - The Insolvency and Bankruptcy Code (IBC) has outperformed the earlier regime in terms of speed and efficiency, The Indian Express.
• January 29, 2022: Corporate charity, mandating CSR spending and taxes, The New Indian Express.
• January 26, 2022: Planning for retirement with Life Insurance, Moneycontrol.
• January 24, 2022: corporate tax cuts do boost investments, The Hindu Business Line.
• August 15, 2021: PMJDY turns 7; brings 43 crore under formal banking system, The Hindu Business Line.
• July 15, 2021: Investors can lock in interest rates for long term with G-secs, Business Standard.
• May 23, 2021: Why PMJDY must be scaled up to next level, The Hindu Business Line.
• May 18, 2021: India’s m-cap hits all-time high, The New Indian Express.
• May 10, 2021: Total balance in Jan Dhan accounts goes down by ₹2,787 crore in April, The Hindu Business Line.
• March 18, 2021: Should West Bengal adopt Ayushman Bharat?, The New Indian Express.
• February , 2021: Have the budget proposals got your brains into a knot?, Business Insider India.
• February 17, 2021: An evergreening exercise that has gone unnoticed for too long, Livemint.
• February 2, 2021: Budget Insider, Business Insider India.
• January 9, 2021: What happens when firms have to stump up for good causes, The Economist.
• October 23, 2020: Delayed Bank Recap Key to India’s Pre-Covid Slowdown, Shows New Research, Bloomberg Quint.
• September 7, 2020: A loan waiver in whose interest?, The New Indian Express.
• August , 2020: PM Jan Dhan Yojana records 40 crore beneficiaries in six years, The Hindu Business Line.
• July , 2020: Lessons from stock performance of IBC Resolved Firms, The New Indian Express.
• July , 2020: RBI Proposal on Capping Bank CEO Tenure Is Not Supported By Any Cogent Evidence, The Indian Express.
• July , 2020: Telangana provided highest credit to SHGs, Times of India.
• May , 2020: Is Cash-Transfers the Ultimate Solution To Recovery?, Civilsdaily.com.
• May , 2020: Atmanirbhar Bharat analysis: FM's measures realistic and implementable, The New Indian Express.
• May , 2020: Boosting Demand with Cheap Credit to Consumers is not a Good Idea, Indian Express.
• May 23, 2020: To stimulate demand or improve supply, that’s the question, The New Indian Express.
• May 21, 2020: Power of Now in privatisations: Attempts to time the market to realise best price create more welfare loss than gain, The Times of India.
• May 18, 2020: Equity infusion into SMEs is a great idea, but proper execution is key, The Hindu Business Line.
• May 13, 2020: FM Nirmala Sitharaman's overall package a good one, says ISB Prof, The New Indian Express.
• May 8, 2020: Protect poor by creating jobs in formal sector, The New Indian Express.
• April 28, 2020: All debt and no equity makes an entrepreneur a speculator, The Hindu Business Line.
• March , 2020: Big Business on the cards for banks with customers on swiping spree, The Hindu Business Line.
• March , 2020: Coronavirus fears batter markets but is Friday bloodbath just the beginning?, New Indian Express.
• March , 2020: Global Markets may stay volatile in near term, it’s time to hoard good stocks, New Indian Express.
• March , 2020: Tackling the Ever-Greening Problem in Banks, The New Indian Express.
• March , 2020: This bullet had to be bitten: Government and RBI intervention are essential in the Yes Bank case, Times Of India.
• February , 2020: Have the budget proposals got your brains into a knot?, Business Insider India.
• January , 2020: More than just Thalinomics: Economic Survey highlights with ISB Prof Prasanna Tantri, New Indian Express.
• December , 2019: PM Jan Dhan Yojna accounts are being used for consumption smoothing, Business Line.
• November , 2019: Don’t Shoot the Messenger, Times Of India.
• November , 2019: Markets riding high even as economy slumps, New Indian Express.
• October , 2019: The Success Story of Pradhan Mantri Jan Dhan Yojana, India Report Card.
• October , 2019: In India’s Quest for Jobs, Here’s What Modi Government’s Policy Agenda Should Be, The Print.
• September , 2019: Indian Economy on the completion of 100 days of Modi 2.0 government in power, ETV Bharat.
• August , 2019: Can MGNREGA Data Serve As A Real-Time Index For Rural Distress?, Downtoearth.com.
• August , 2019: One Tool to Track It All, Magzter.
• August , 2019: SBI’s Rate Cuts Unlikely to Impact Deposits, For Now, he New Indian Express.
• July , 2019: NREGA: Economic Survey Ignores Large-Scale Exclusions, Chaos, Is 'Politically Motivated', counterview.com.
• July , 2019: An imprint of ISB on the Economic Survey, Hindu Business Line.
• July , 2019: Develop Real Time Distress Indicator with MNREGA Data, Economic Times.
• July , 2019: Forced share sale won’t assail stock process in long run, The New Indian Express.
• July , 2019: Simplify tax procedure, Telangana today.
• July , 2019: Six Reasons Why the Economic Survey’s Presentation of MGNREGA is Misleading, The Hindu.
• July , 2019: Three Years After the Note Ban, Banks See ‘Spurt’ In Digital Transactions, Hindu Business Line.
• July , 2019: Total balance in Jan Dhan accounts crosses ₹1-lakh crore, Hindu Business Line.
• July , 2019: Want to mop up more corporate tax? Reduce compliance burden, Times Of India.
• July , 2019: "Big Mandate For BJP Should Mean Bold Budget," What Young India Wants,, NDTV.
• July 5, 2019: Budget should simplify tax procedure, Telangana Today.
• June , 2019: Transparency push: Centre will provide unit-level data free of cost, Business Standard.
• May , 2019: New Aadhaar for rural welfare, The Economic Times.
• April , 2019: Foreign investors poured almost $200 billion into Modi's India. The election has them rattled, CNN Business.
• April , 2019: Non-committed voters: Your vote can improve the country’s economic performance, Money Control.
• April , 2019: Politics | Non-Committed Voters: Your Vote Can Improve the Country’s Economic Performance, moneycontrol.com.
• April , 2019: In-Kind Transfers, The New Indian Express.
• March , 2019: Behind the 'Down Beta' of Indian markets, Business Standard.
• March , 2019: District reeling under distress? MGNREGA demand data holds the key, say researchers, Times Of India.
• March , 2019: Lack of guarantee in payments, Eenadu.
• March , 2019: States' own tax revenues expected to rise in 14% in FY19, Times Of India.
• December , 2018: Farm Loan Waivers End Up Hurting the People They Want to Help, moneycontrol.com.
• November , 2018: Forcing Firms to Do Good Could Have a Negative Impact, Ideas at Work, CBS Ideas and Insights.
• September , 2018: Govt Has Done A Fantastic Job to Maintain its Fiscal Deficit, ETV Bharat.
• August , 2018: Why stock prices tumble after bank CEO turnover, Forbes India.
• July , 2018: Is The ‘Jan Dhan’ Bank Account Capable of Holding Savings Of The Poor People?, The Management Accountant (The Institute of Cost And Works Accountants of India).
• July 19, 2018: Loan Waiver: contagion, not solution, Deccan Herald.
• June , 2018: Aadhaar linking cuts NREGS wage delays, fund transfers double too, Times of India.
• May , 2018: Increase in Voter Turnout in India Does Not Signal Rise In Anti-Incumbent Sentiment, The Print.
• May , 2018: ‘One Nation, One Election’: What’s in it for the Modi Government?, The Quint.
• January , 2018: Millions more companies are now paying tax in India, KQ2.com.
• September 11, 2017: More data needed to evaluate demonetisation, Livemint.
• August 29, 2017: The admirable success of the Jan Dhan Yojana, Livemint.
• June 17, 2017: Does debt waiver improve living conditions of poor farmers? Data for the 2008 scheme paints a very bleak picture, Times of India.
• April , 2017: State of Aadhar Report 2016 – 17, ID Insight.
• April 17, 2017: Are Jan Dhan bank accounts actively used?, Livemint.
• March 16, 2017: High time our ‘experts’ stop armchair theorising, Economic Times.
• March 04, 2017: A bad idea that keeps coming back: Why debt waivers are likely to hurt Indian farmers in the long run, Times of India.
• March 04, 2017: Why debt waivers are likely to hurt Indian farmers in the long run, Economic Times.
• January 09, 2017: MNREGA live show, Loksabha TV.
• January 03, 2017: Is MGNREGA destroying factory jobs? Disquieting data shows it discourages skill development, Times of India.
• December 21, 2016: How moving money to the bank helps the poor, Livemint.
• November 23, 2016: Demonetisation: Are the poor really suffering?, Livemint.
• June 18, 2016: Economic growth and incumbency: How to keep your government, Economic Times.
• May 23, 2016: Labour law reforms are a necessity, Livemint.
• May 04, 2016: Do swing voters ensure higher growth?, Livemint.
• March 22, 2016: Improving governance in banks, Livemint.
• February 23, 2016: Tax agri income for the benefit of small farmers, Livemint.
• January , 2016: Harsh reality of moneylending business, Times of India.
• January , 2016: The Press Plays A Positive Role, Times of India.
• November , 2015: Do Educated Voters Select Better Candidates?, Moneycontrol.com.
• November 04, 2015: Mucking up the inheritance: Dynastic netas underperform non-dynasts on both economic and legislative measures, Times of India.
• October 26, 2015: Helping the poor in consumption smoothing, Financial Express.
• September 24, 2015: Insuring farmers to fight drought, Financial Express.
• May , 2015: Partisan Commission, The Financial Express.
• January 04, 2015: Who gains from freedom?, Livemint.
• December 11, 2014: Retail traders lost Rs5,584 crore a year due to bad calls, Livemint.
• November , 2014: A Discussion aired on NDTV based on my paper “Inherent Quality or Nepotism?: Performance Analysis of Political Dynasties in a Democracy”, NDTV.
• September 26, 2014: Does Internet-based media impact voting?, Livemint.
• September 02, 2014: It is your money, not house money, Livemint.
• July 31, 2014: Women investors are confident, not overconfident, Livemint.
• July 07, 2014: Indexing tax slabs: an idea whose time has come, Livemint.
• July 01, 2014: Do you suffer from getevnitis?, Livemint.
• May 23, 2014: Did Opinion Polls Display Herd Behaviour?, Business Standard.
• January , 2014: Lok Sabha Polls 2014: High Turnout Versus Criminal Candidates, The Economic Times.
• October 30, 2013: Good economics is good politics, Times of India.